Financial Literacy Newsletter - Preventing fraud in a digital world
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Questions? Contact Roxanne Poelstra
Leadership scholarship Re-opened until February 20
Dr. Gary McPherson Leadership Scholarship - $2,000
Have shown outstanding leadership, especially in the area of disability, and/or initiative to improve the lives of other people while attending Ambrose
Ambrose Awards for 2023-2024 Academic Term
Continuing Student Scholarships
- $500 and up
One application form for multiple Ambrose endowed and
annual awards for students returning to study at
Ambrose in the fall. Recipients will be notified early May.
Apply online by February 28: Undergrads or Seminary
Financial Assistance - $500 and up
One application form for multiple bursaries. Students will be
matched to a bursary or financial assistance if they
demonstrate financial need.
Apply online by June 1
Questions? Contact Roxanne Poelstra
Indigenous Careers Award
The Indigenous Careers Award is designed to encourage Indigenous Albertans (First Nations, Metis and Inuit) to pursue and complete post-secondary studies in certificate, diploma, applied degree and bachelor's degree programs.
Award Value:
$2,000 per semester / maximum of $4,000 in an academic year
Credential Types:
Students must be enrolled in a certificate, diploma, applied or bachelor’s degree program.
All program bands are eligible for the Indigenous Careers Award.
To Receive This Award:
- The Fall 2022 and/or Winter 2023 term (a term is defined as a study period of up to 17 weeks in length),
- At least 60% of a full course load (40% of a full course load if you are a student with a documented permanent disability).
- Have satisfactory academic standing, as determined by the school.
You must also meet all of these eligibility criteria:
- Be a Status Indian/First Nations, Non-Status Indian/First Nations, Métis or Inuit and be able to provide a copy of proof of Indigenous ancestry
- Be a Canadian citizen, permanent resident of Canada or have protected person status under:
- Be a resident of Alberta.
Application Deadline: Fall - November 5
Winter - February 5
Indigenous Careers Award Application
For complete eligibility criteria and to access the application, contact:
Roxanne Poelstra
Financial Aid & Awards Coordinator
financialaid@ambrose.edu
(403) 410-2938
Leadership scholarships - open January 5 - February 5
Leadership scholarships are open from January 5 to February 5 - apply today!
Laurence Decore Award For Student Leadership Scholarship - $1,000
Be involved in either student government or student societies, clubs or organizations, or involved in student organizations at the provincial or national level or in non-profit community organizations
Dr. Gary McPherson Leadership Scholarship - $2,000
Have shown outstanding leadership, especially in the area of disability, and/or initiative to improve the lives of other people while attending Ambrose
Jason Lang Scholarship
The scholarship recognizes and rewards Alberta post-secondary students for their academic achievements and encourages them to continue in their undergraduate or professional program of study.
Value
$1,000
Deadline
January 21, 2023
Eligibility Criteria
To be eligible an applicant must:
- Be a Canadian Citizen, Permanent Resident, or Protected Person (visa students are not eligible),
- Be an Alberta resident and to be considered an Alberta resident one of the following conditions must apply:
- one parent, or legal guardian has maintained permanent residence in Canada for at least 12 consecutive months immediately prior to commencing post-secondary studies and be residing in Alberta, or
- Alberta is the last place the student has lived for 12 consecutive months immediately prior to commencing post-secondary studies, or
- the student’s spouse/partner has maintained permanent residence in Alberta for 12 consecutive months prior to the person attending post-secondary.
- Be enrolled full-time in the second or subsequent year of an undergraduate program at a publicly funded post-secondary institution in Alberta,
- Have achieved a minimum Grade Point Average of 3.2 on a 4.0 point scale based on an 80% full course load in the previous fall and winter terms.
Note: A term is defined as a study period of up to 17 weeks in length. Co-op work terms, internships or exchange programs may be eligible as long as these programs are a mandatory component of the undergraduate or professional program.
Students are not eligible for a Jason Lang Scholarship if they:
- Are enrolled in a one year certificate program,
- Do not return to a publicly funded post-secondary institution in the fall or winter terms of the next academic year,
- Are recipients of a Louise McKinney Scholarship for the same period of study, or
- Have received the lifetime maximum of three Jason Lang Scholarships.
Nominees must be enrolled at eligible Alberta public post-secondary schools (includes publicly-funded colleges, technical institutes, universities and private colleges accredited to grant degrees).
Find Your Financial Balance
Tips to manage your debt
Higher costs and interest rates mean that you may need to adjust your budget to find the right balance between daily spending and paying down debt.
Managing your finances means finding the right balance. Inflation and higher interest rates signal that you may need to adjust your budget to find the right balance between daily spending and paying down debt. The right balance will depend on your financial situation and goals.
This Financial Literacy Month, learn about good versus bad debt and how to manage your money in a changing world.
How to manage your money when interest rates rise
A rise in interest rates can cost you more to borrow money. Plan to pay down your debt as much as possible, starting with the highest interest rate first so you pay less money towards interest.
Learn how interest rates work and what to do when they increase
Make a plan to pay off your debt
Decide on a strategy for paying off your debt based on the types of debt and the amount of debt you owe. Taking steps to manage your debt can help you take control of your finances and increase your financial resilience.
Get tips on paying down your debt
What to consider before borrowing money
Responsible borrowing can help you build a good credit history. However, using credit to spend beyond your means could put you at risk of no longer being able to manage your debt.
Ask yourself these questions before borrowing money or using credit
Know your rights when borrowing money
The interest rate for your loan is included in your loan agreement. Find out what your financial institution must tell you about interest rates when you borrow.
Don’t fall for the latest online shopping scam
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By : The Competition Bureau Canada Canadians are relying on online shopping more than ever. However, this puts us at greater risk of being targeted by fraudsters. Even if you’ve shopped online for years, it’s important to stay up to date on the latest tricks as scammers’ techniques evolve. In recent years, they’ve gone from asking for wire transfers, banking details, and searching out your credit card number to going after gift cards, cryptocurrency and access to your online bank accounts. Here are some key tips to protect yourself when shopping online:
If you think you’ve been a victim of fraud, contacted by a scammer or misled by an online ad or marketing tactic, report it to the Competition Bureau or the Canadian Anti-Fraud Centre. Resources |
Alberta Scholarships update
Alberta Scholarships and AwardsThe 2022-23 scholarship and award applications are available! Learn more about scholarships and awards offered by the Alberta Government and apply now at Alberta Scholarships. The following scholarships and awards will close on October 31:
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Alex Decoteau Award of HonourThe Alex Decoteau Award of Honour recognizes the sacrifice of Canada's brave veterans and their families and supports them in their post-secondary pursuits in Alberta. Valued at $5,000, this award helps meet the Alberta Government’s commitment to make it easier for Canadian veterans and their families to transition from service to the next steps in their careers. An individual may receive a lifetime maximum of two awards. Canadian Armed Forces members must be returning soldiers who:
Applicants who are family members of a Canadian Armed Forces Member must be spouses/common-law partners, or children of a Canadian Armed Forces soldier who:
How to Apply Submit the completed application form and all supporting documentation to Alberta Student Aid by October 31, 2022. For more information on eligibility and how to apply for the Alex Decoteau Award of Honour, visit: |
For other information regarding Ambrose Awards, please contact:
Roxanne Poelstra
Financial Aid & Awards Coordinator
financialaid@ambrose.edu
(403) 410-2938
Indigenous Careers Award
The Indigenous Careers Award is designed to encourage Indigenous Albertans (First Nations, Metis and Inuit) to pursue and complete post-secondary studies in certificate, diploma, applied degree and bachelor's degree programs.
Award Value:
$2,000 per semester / maximum of $4,000 in an academic year
Credential Types:
Students must be enrolled in a certificate, diploma, applied or bachelor’s degree program.
All program bands are eligible for the Indigenous Careers Award.
To Receive This Award:
- The Fall 2022 and/or Winter 2023 term (a term is defined as a study period of up to 17 weeks in length),
- At least 60% of a full course load (40% of a full course load if you are a student with a documented permanent disability).
- Have satisfactory academic standing, as determined by the school.
You must also meet all of these eligibility criteria:
- Be a Status Indian/First Nations, Non-Status Indian/First Nations, Métis or Inuit and be able to provide a copy of proof of Indigenous ancestry
- Be a Canadian citizen, permanent resident of Canada or have protected person status under:
- Be a resident of Alberta.
Application Deadline: Fall - November 5, 2022
Winter - February 5, 2023
Indigenous Careers Award Application
For complete eligibility criteria and to access the application, contact:
Roxanne Poelstra
Financial Aid & Awards Coordinator
financialaid@ambrose.edu
(403) 410-2938